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Typhoon!!

Well, it’s that time of the year for the Japanese archipelago and the typhoons (hurricanes for those of you on the other side of the international date line) are a comin’! You can track the current one at the Japan Meteorological Agency. It’s pretty crazy with the wind howling around and debris hitting the window.

The Tokyo Auto Show was also started last week. I am really interested in the hybrid cars as Japan is making major moves to make hybrid technology the standard for all new vehicles. Toyota has announced that it’s long term goals are to put a hybrid engine in every car that it makes.

I had considered purchasing a Prius a couple years back, but was put off by the expensive price tag and the long wait that I would have to endure to actually get one. However, it was announced that manufacturers have been able to cut the production costs in half, which should be reflected in the price tags for these new cars. Coupled with the standardization of the engine type, I’m thinking that it should be just about buying time for me.

Financial planning

So, I met with a financial planner today and talked about my “future”. Yikes. But, feeling rather the responsible bloke I thought that I would share a bit about what I learned.

Taking into account a 4.5% rate of inflation, I need to have acquired 2.8 million dollars by the age of 45 in order to retire. Wow! I better start buying lottery tickets…

So basically what it comes down to is finding an investment strategy that allows me to make a 11% annual return and invest $3500/month into it. I guess I’ll be eating macaroni and cheese and cup ramen until I’m 45. Stupid money.

At any rate, what I did understand was that what I do in the next 5 years will pretty much determine whether or not I will be living on welfare after retirement. They say that only 1 in 20 people have enough money to live on after they quit working. My goal is to be one of those people.

Yet more…

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So, how is chocolate ice sand supposed to help my digestion…

More Engrish

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“Enrich your life with Exclusive potato chips!”… I’m sure that enriching my life is exactly what potato chips will do…

The $4 lunch on the corner

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Lunch

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So… I was going through some old pictures. I’m not sure what to think of this one.